Flood Insurance - Do you need it?
At SERVPRO of Southwest Mobile, we have helped people all over the country recover from the aftermath of flooding. From rising rivers to hurricane damage and even winter storms, we have seen it all as part of the SERVPRO Disaster Response Team. All too often, we have seen homeowners left to deal with the devastating effects of flooding with no insurance policy in place. We want to use our experience and knowledge to help you be better prepared should the unexpected strike. Did you know that floods are the most common natural disaster, costing approximately $8.2 billion dollars in property damage annually? Did you also know that most homeowners or renters’ policies do not cover flood damage? You may think you don’t need it because you aren’t in a high-risk flood zone, but you could be wrong. Over 20% of flood claims come from outside of these “high-risk” areas. Federal disaster assistance may be available, but this is often a loan that you will have to pay back or FEMA grants that provide much less than is needed for recovery. At SERVPRO of Southwest Mobile, we pride ourselves on being “Ready for whatever happens” and we want to help you be ready too. Talk to your insurance professional about your options for protecting your home or business from the dangers of flooding. For more information on the National Flood Insurance Program, CLICK HERE to be taken to the FEMA website.