Hindsight is 20/20
All homeowners have some type of insurance to cover their home and contents should they ever experience a loss. However; many take out the policy and think no more about it. You have done what you should to cover yourself right? Wrong. If you were to experience a residential fire that resulted in a complete loss, would you be able to remember every item that was in your home? In hindsight, you would realize that documenting your contents before the loss would have made the recovery process much smoother. Keeping an accurate inventory of your belongings can save you time, headache, hassle and monetary loss. It is also important to check what type of coverage you have when it comes to replacement costs. All policies have some form of replacement coverage, but there is a key difference. Many cover contents at actual cash value, while some cover only for current market price less depreciation. After you have created your home log inventory, contact your insurance agent to make sure you are covered. And of course, when it comes to creating your inventory, there's an app for that! CLICK HERE to see the top 10 apps for creating a home inventory log. At SERVPRO of Southwest Mobile, we have seen the fire restoration process from beginning to end and we want to help you be better prepared for the unexpected. We can’t promise you that it will never happen, but we can help you be ready if it does!